Don’t Go to the Dark (Web) Side

The story of the hacking frenzy would be incomplete without mentioning the dark web. Some adventurous souls might think they can just drop in for a quick visit to see what’s it like and leave, but two thoughts come to mind: Trying to leave the Hotel California and a lamb sauntering into a lions’ den. Resist the temptation to take a peek.

Trying to poke around the dark web just for grins is the equivalent of going to a bad neighborhood at 2 a.m. just for sake of seeing what it’s like. It’s the place where stolen information, such as driver’s license numbers, credit card numbers, health records and the like are bought and sold. It’s no place for thrill seekers.

Yes, there are websites that will provide you with information on how to get to the dark web, and privacy is critical. Those who trade illicit information guard their privacy very tightly, and they use special VPNs (virtual private networks) to make sure they minimize detection by other criminals or law enforcement officials. And, you also want to minimize your exposure to other criminals who won’t think twice about stealing info and money from you.

Cybercriminals using the dark web never use any common ISPs (internet service providers) or browsers. That’s like walking into the bad neighborhood wearing a bright-colored reflective jacket. Rather, the dark web relies on special browsers designed to be undetectable. Users are advised to disconnect and/or disable recording devices such as microphones and cameras.

Dark web transactions are generally done using Bitcoin or some other form of cryptocurrency that makes it difficult, if not impossible, to trace the hands through which money passes. Users of the dark web generally use multiple aliases and anonymous email addresses to hide their identities and locations.

Criminals on the dark web know that other criminals and law enforcement agencies are marshaling all the tools they can to crack the dark webs, and the sophistication on both sides is constantly evolving. If you suspect some members of your family or employees might be thinking about taking a little peek at the dark web, let them know it can be an extremely dangerous undertaking. Once anyone wanders in, they’re prey for hardened criminals, and it’s unlikely they can wander back out.

If you’re concerned about whether someone in your home or office may have compromised your system’s security in some way, call us – 973-433-6676 – or email us for a security audit. If there’s something going on, we can take steps to mitigate the effects.

Spoofs and Email Management

Spoofing email addresses is so common that you might as well accept the fact that you have to scrutinize every message you get. With our switch to a new Office 365 management portal, many clients have been getting emails allegedly from Microsoft, and some are more obvious spoofs than others. It might be time to look at your email management processes.

Hackers use spoofing as a way to get into your computer or network. They are relying on your carelessness to click a link that allows them to introduce some sort of malware that will give them access to your critical personal or corporate data and your address book or contact list. Once they get in there, they can replicate the same message that snared you and hope they get lucky with a few more careless people.

To clean out the malware, we need to isolate the message to see what the hacker is spreading through your system. We’ve received a number of calls from clients in the past few weeks about problems with spoofing, and our issue has been the size of clients’ email folders. Simply put, when there are 100,000 messages stored in the inbox, finding the spoofed message that caused the problem can be extremely time-consuming.

In all likelihood, you’ve run into a similar problem when trying to find a specific message. Outlook gives you some search parameters for finding any message you may have saved, but because of the way most people search, you get a lot more possibilities, and that still slows down your search. And, of course, the more messages you have stored in one place, the longer it takes your program and you to find the message you want.

Setting up an email management system can make your searches more efficient, and it can also help you or any IT support team isolate a message that might be causing a problem with your system. Again, Outlook has a few tools, but you might want to start by creating a system of subfolders within your inbox. For example, I file all emails by client, and within each client, I file them by the year. That makes it easy to get to a place to find a message I want to retrieve. It’s similar to the way most of you would set up folders for documents, photos and videos, and business records.

Of course, that system is only as good as the effort you put into moving messages to folders. If you suffer from a severe case of email overload, you may want to consider an archiving program that works on the back end of your email program. It can be especially helpful for a business, particularly where employees deal with multiple people from the same organization. For as little as $3 per month, it can set up and execute a system that even isolates people within a company, making it easier for you or anyone in your organization to get to a specific message to resolve any kind of problem – customer service or malware.

While home users may not be concerned with customer service issues, there are times when you need to find a message to resolve a problem, and good organization can make a busy life a little less hectic. We can help you set up set up Outlook folders or find and set up an archiving system that works best for your needs. Give us a call – 973-433-6676 – or email us to discuss your email management issues and explore the most appropriate solutions.

Fraud’s Warning Signs

Anyone who tries to defraud you online – or even on the telephone – is literally banking your carelessness. Take a good look at emails and links and listen carefully on the phone. You can spot the fraud, and if you’re not sure, disengage and call the person you think contacted you – on the telephone – or send a new email, totally separate from the thread.

It’s important to be on “high alert” because the hackers and scammers are at the top of their game, and their targets include trusted advisors, such as accountants and tax preparers. We should state that these people should have secure systems in place and should know not to send or request sensitive, confidential information through email.

But at the end of the day, you need to take ownership of your privacy, so here are some tipoffs that a communication might not secure or might be out-and-out fraudulent.

First, does your accountant normally contact you by email? If not, that ought to raise a red flag. Second, can you absolutely verify that the email is from your accountant? While some email systems are good at spotting something fishy (or phishy), a scammer is betting that you’re not going to pay attention. Check the properties of an email address. It could very well be that cybercriminals were able to recreate the look and feel of an email from your accountant, but unless they actually got into the accountant’s server, a phony email will have a phony email address.

Attachments can be another tipoff to fraud. You should be suspicious if you get an email with attachments that are supposed to be forms, such as a tax form you need to fill out or a return to verify, are you being asked to provide your Social Security number and maybe your birthday? Can you open it without having to go to a secure website and enter a password? That doesn’t pass our initial smell test.

If your accountant does contact you about sensitive information or forms, are you referred to a secure website? Do you have that link with your access credentials safely stored? In a safe world, you can log into your account by entering the website address from your browser and entering your credentials.

If something doesn’t look right, you should always be able to call your accountant on the telephone.

And just to go one step farther this spring, here are some other things to be wary of.

Are you getting emails supposedly from someone you haven’t heard from in ages? And does have a short subject line, such as “hi”, with no message but a link? That’s a sign of fraud and clicking the link could open a breach in your system that can expose your sensitive data.

Are you getting Facebook friend requests from people who are already your friends? That’s generally a fraudulent request by someone looking to get into your system.

Anyone using fraudulent methods to get into your computer system may also be planting some kind of virus or malware to help infect other computers. If you think you may have clicked a link by mistake that could lead to a breach of your system, shut down your computer and disconnect it from the internet. Then call us – 973-433-6676 – so that we can apply our tools and expertise to minimize the damage and clean up your system.

Spectre and Meltdown Raise Need to Update

We’ve seen lots of patches from chip manufacturers and operating-system publishers trying to resolve the Spectre and Meltdown issues. Their effectiveness is mixed, but there are a couple of things you can do to help protect your systems: backup your files and update your software.

The patches came out quickly last month, and they kept on coming as chip manufacturers and publishers of apps and operating systems tried to close the open doors that Spectre and Meltdown use to get into a computer. If you installed all the updates, even multiple updates from chip manufacturers and software publishers, you did the best you could to mitigate problems.

If you haven’t installed updates for operating systems, applications, firmware, browsers and antivirus protection, do it NOW. If you have not set up your systems to automatically install updates, we suggest you do that now, too. Every supplier with a stake in your success is working ‘round the clock to shore up any weaknesses in their products. The faster you install them, the faster you’ll protect your systems and data.

Here is what you and the computer industry are up against:

Meltdown breaks the most fundamental isolation between user applications and the operating system. This attack allows a program to access the memory, and the secrets, of other programs and the operating system. If your computer has a vulnerable processor and runs an unpatched operating system, you risk leaking sensitive information. This applies both to personal computers as well as the cloud’s infrastructure.

Spectre also breaks the isolation between applications. It allows an attacker to trick error-free programs, which follow best practices, into leaking their secrets and may actually make applications more susceptible to attacks.

While Spectre and Meltdown affect chips, they resulted in computer failures that, in turn, resulted in the losses of apps and data files. In a number of cases in which our clients were affected, we found that Google Chrome was piece of every problem. We don’t say this to point a finger at Google; we note it to make sure you have the latest version of your browser installed.

In the more severe cases, we had to reinstall software systems – with all the cumulative patches – and data files because everything was wiped out. In the most extreme cases, we had to replace computers. This, of course, required that all data files were backed and that all software for operating systems and applications were licensed.

Using subscriptions for operating and application software can eliminate just about all problems associated with keeping your systems up-to-date and licensed. They also can provide access to backed-up data files to help restore your system. The bottom-line benefit is that if your system is struck by some disaster, which can include Spectre and Meltdown, a ransomware attack, or a virus or malware invasion, we can wipe your computers and servers of infections and initiate clean installations of your operating system, firmware, and application software and then restore settings and data.

Without the subscription, you may need to purchase software and then recreate all of your settings as best as possible. And if you don’t have data files in a separate, secure location, you’ll need to find the latest files you have and then restore them in your recreated system.

As we make these points, we are aware that everyone has budget restrictions. However, you need to look at the costs associated with an interruption due to an IT system failure. Any money you may have saved by hanging onto old equipment and software can be wiped by a single event.

By making smart investments to your system, you’ll be able to maximize your security and efficiency. That’s important for home use as well as a business. More and more, we have multiple users conducting some sort of transactions over the internet, and those activities can take place from remote locations. It’s a continuing trend in our use of technology. Subscriptions are a continuing trend, too, in the way we keep our systems ready to do all the things we do.

We can help you make the best decisions to balance your IT needs and available funds. Call us – 973-433-6676 – or email us to discuss your update needs and develop a plan to meet them.

Tax Season: The Next Scam Season

I don’t know whether more money changes hands during the holiday shopping season or during tax season, but a lot is at stake between now and April 17 as people prepare tax returns. It’s a busy time of year for scammers, most of whom want to use fraudulent information to get your tax return money.

Probably one of the most common scams is someone calling from the IRS to say you owe back taxes. This happens every year and all year long, too. But there’s just one thing we want to remind you about, even if you know it: The IRS does not contact you by phone. Nor does the IRS contact you by email, a form of communications a scammer will use in a phishing expedition. The IRS sends you a letter.

The other scams you are likely to encounter are calls or emails from people or companies offering to prepare your tax returns and even provide you with an advance on your refund. The email scams are more insidious because if you click on a link, it could automatically trigger a breach of your computer that reveals sensitive information. If you follow through on a phone call or link, the scammer is going to request your Social Security number and other info that goes on a tax return. If the scammer is offering to advance you money from an expected refund, they’ll want your banking info, too. Once a scammer has this and other personal information, it’s easy to get credit cards and loans and commit crimes in your name.

From a computing point of view, we again remind you not to open emails from people you don’t know who offer help during the tax season. Delete them immediately. Do the same with an email from someone you know that seems out of context because it’s so easy to spoof an email address. For example, would you really expect Norman Rosenthal or Sterling Rose to prepare your taxes?

You can protect business and home networks and computers by making sure you have new, strong passwords for all networks and accounts. Strong passwords are long and contain a combination of upper- and lower-case letters, numerals and special characters. With the breach at Equifax, the risk of fraud is higher, and one of the problems it can lead to is that someone will file your tax return before you do.

With protection in place, you can use the internet for all of your tax-related activity, starting with IRS’s official website https://www.irs.gov/. In addition to being able to get tax forms and answers to questions, you’ll find links to help you find and verify information about tax preparers, including 10 tips for choosing one.

If you are preparing your own taxes, we recommend you use one of the established software providers to reduce your risk of a security breach, especially when you file online.

While we don’t prepare taxes, we can help you keep your networks and computers secure. Call us – 973-433-6676 – if you think your system may have been compromised. Call us or email us if you have any questions about system security or security settings for any software you use for tax preparation and filing.

Protecting Your Email Accounts

My dad wasn’t getting his personal email for a few days and thought it was because his service was down. We found otherwise, and he wasn’t the only victim. The message here is: Pay attention to oddities.

One of my dad’s symptoms of an email problem was that he wasn’t getting any messages. Unfortunately, that symptom doesn’t raise too many eyebrows these days because he figured a server was down – again.

But when the problem continued, he called, and we logged in to discover that his email was being forwarded to a Gmail account. We were able to re-secure his account, and it was one of those “no harm, no foul” situations this time. Next time, he might not be lucky.

But my dad wasn’t the only victim of an email invasion. One of our clients with an international business discovered that for a couple of days, all of their email was going into the “deleted” folder. They were expecting to have money wired in, so the email problem put them on heightened alert.

When we investigated, we found that they had been hacked and that hackers had added a rule to their email system that sent messages to the “deleted” folder and also forwarded the messages to an email address they had set up.

Both instances point out the need to be vigilant – and to follow safety precautions we’ve mentioned many times before.

  1. Make sure you have a strong password.
  2. Use long passwords that include upper- and lower-case letters, numerals and special characters.
  3. Change your password periodically.
  4. Never put information such as Social Security and bank account numbers in emails. They’re so easy to get picked off by hackers.
  5. Avoid sending emails that have umpteen thousand addresses in the “To” and “Cc” lines. It’s very easy for hackers to insert their own email address into someone else’s name and start a phishing expedition that could reel in sensitive, private information.

If you notice something funky about your email, get in touch with us right away. Call us – 973-433-6676 – or email us to help secure your email.

Managing Assistants

Alexa, Google Home, Siri and Cortana are online assistants who can help you get information and even order products without you ever having to tap a screen or look at one. They are a convenience, but they also raise privacy and security issues.

Siri (Apple) and Cortana (Microsoft) are associated with devices, such as phones, tablets and computers. In that type of user environment, you need to activate them with the device in your hand or on your desk, and they’re typically used for getting information, such as the weather, restaurant info or the answer to which person played for both the New York Rangers and Brooklyn Dodgers.

Alexa and Google Home may present other issues. In addition to answering questions, Alexa is tied to Amazon and its online shopping capabilities. We hear that Google Home may tie in with Walmart. With shopping available, you have another layer of concern. Somewhere, they have access to your credit-card information, and it may be possible for any voice to make a purchase.

We’ll be going to CES, the huge annual trade show for consumer electronics, in Las Vegas this month, and we plan to talk to all the manufacturers about their security and privacy protection measures. Until we have more information, here are some things you should know and can do to minimize your risk of a privacy breach or unwanted purchase – especially with Alexa, whom I call Alex when I don’t want to wake her.

Alexa and her fellow assistants remain asleep until they hear their “wake” word, but their microphones are always on. Being on is how they stay ready for your commands, but they should not be active until you wake them. So, here are some ways to help you protect from someone turning them on without your knowledge:

  • Change your “wake” word. Like most things in the IoT world, these assistants come with a default “wake” word. Go into the setup menu on the app, which you can get for your cell phone, and change it.
  • Use the mute button. Yes, it’s a pain to physically walk over to Alexa and push a button (some of you will cringe at memories of getting up to change a television channel), but it is effective – and easier than trying to run through 80-something over-the-air TV channels.
  • Use a PIN to make purchases or disable the function to make purchases by voice commands. Again, it’s an inconvenience, but we’ve discussed the tradeoff between security and convenience many times before.
  • Keep them away from windows so that any activity outside doesn’t activate them.
  • Use your app to see what’s been recorded through your assistant and delete any or all of those recordings. You can also your app to configure and toggle sound notifications, even for multiple units in one home (or office).

You can also follow the IoT cybersecurity steps we’ve published over the past year or so:

  • Change default usernames and passwords immediately. Make your new passwords strong and unique.
  • Install upgrades and updates from your IoT manufacturers. They usually contain security patches and bug fixes.
  • Make sure your Wi-Fi systems and firewalls are secure. That’s your first line of defense. Install upgrades and updates for your gateways and anti-virus and anti-malware apps.
  • Only use secure Wi-Fi networks.

We can audit your Wi-Fi security and help you fine tune the settings for your virtual assistant. Just call us – 973-433-6676 – or email us for an appointment, and follow us on Twitter and Facebook for reports from CES.

‘KRACKing’ Your Wi-Fi Network

KRACK is an ominously named crypto attack that exploits a flaw in the process of connecting a device and a Wi-Fi network. By allowing network access without the password, effectively it opens up the possibility of exposing credit card information, passwords, and practically any other data on your device. Here’s how to protect yourself – somewhat.

Using WPA2 security, the standard of protection for the past 13 years, is still the way to go, and setting a strong, secure password is just as important as it ever was. But it’s like a lock on your front door. Locks, according to conventional wisdom, keep out honest people. But a lock that’s strong enough to delay a would-be thief was thought to still be effective.

That was until KRACK (Key Reinstallation Attack) was discovered. It exploits a flaw in the four-way handshake process between a user’s device trying to connect and a Wi-Fi network, allowing an attacker to access a network without the password. It’s an equal-opportunity attack, too. It can affect Android, Linux, Apple, Windows, OpenBSD, MediaTek, Linksys and others, but the most current versions of Windows and iOS devices are not as susceptible to attacks because of how Microsoft and Apple implemented WPA2. Linux and Android-based devices are more vulnerable to KRACK.

Fortunately, it’s not a helpless situation. Attacks can only be successful when someone has access to the wireless network you’re on at the time of the attack. That means you need to be especially careful on public networks. You can further help yourself by:

  • Making sure you’re up to date with all available security patches
  • Using a VPN, which will encrypt your internet traffic
  • Visiting only websites that use HTTPS, though it’s not a guarantee you’ll be safe.

We’ll keep you updated on developments against KRACK, and we can help you now by taking a look at your systems and security to make sure you’ve maximized your protection. Call us – 973-433-6676 – or email us for an appointment.

Shooting Yourself in Your IT Foot

We got a call recently from an MIA client who was trying to save money by relying on their “resident IT expert.” They could have shot themselves in the foot, but somehow, a few dance steps worked in their favor. They dodged this bullet, but not everyone is that lucky.

Our client is a multi-generational company, and one of its long-time employees served as their “resident IT expert.” A couple of members of the younger generation called us in because something didn’t seem to be right with their system. They thought their system was beyond repair for all intents and purposes. What concerned us most were two answers that we got for most of our questions:

  1. “I don’t know.”
  2. “We don’t have that information.”

When we logged into their system, we looked at their router and firewall and started to look at their setup. This time, we got some answers.

“Do you have another office?”

“Yes.”

“Does it connect to your system here?”

“Yes.”

The connection was made through a desktop computer that was sitting in a corner of the office – a computer that nobody ever touched. It was wide open; they allowed remote access to the desktop, and there was no protection against any kind of intruder. The hacker was able to get in and hijack their software by encrypting it.

We made phone calls to all of their application software vendors to learn how everything interacted, and we learned that they used Carbonite to back up their data. Trying to recover it was useless because all the data was corrupted, but we were able to get in. What we saw was eye-opening.

It turned out that they were hosting one small application that opened the door. Then we saw that nothing had been backed up for the entire year – and the ports were wide open. They also had an antiquated email system that was hijacked. Their in-house person never foresaw any issues with their setup and didn’t know the consequences of any settings that were tweaked or ignored.

We recommended they contact the hacker and see what it would cost to ransom their data, but they preferred to re-enter all of their data for the year. They had hard copies.

Before they began their recovery, we installed a new server and firewall, and while working with one of their software companies, we learned they had a copy of the data up to Aug. 1. Before they began any work, we set up a new email system and new log-in credentials.

It looked like they had dodged a hail of bullets, but within a day, their in-house person was already compromising their system by installing a bunch of utilities and other software. We put a stop to that, and that halted their system leaks and plugged their gaps. However, the whole process of investigating their processes and systems and buying and installing their new systems cost them almost $7,000 – plus their internal cost to re-enter what now amounted to one month’s worth of data. You could also add in a cost factor for aggravation.

In today’s age of a hacker-happy internet, you need a security audit to make sure your vulnerabilities are shored up. Call us – 973-433-6676 – or email us to set up your security audit. It will take an hour or two and cost less than $200. Hackers are highly sophisticated. How much could a breach of your system cost you? Don’t be penny wise and pound foolish.

Equifax and Protecting Your Identity

If anyone learns just one lesson from the recently disclosed hack of Equifax, the credit-rating service that has the keys to many people’s vital data, here it is: You have to take your data protection into your own hands.

We had a really queasy feeling when we saw the news reports, and a lot of the information didn’t pass our initial smell test. First, why did it take so long for Equifax to notify its customers and authorities? More than a month went by before there was any announcement. Second, when Equifax did respond, it seemed ineffective. You can go to https://www.equifaxsecurity2017.com/, enter some information about your name and Social Security number and see if you have something to worry about. From there, you need to scroll to the bottom of the page to find the Potential Impact button, which will take you to https://www.equifaxsecurity2017.com/potential-impact/. Most people will learn that their data has possibly been compromised.

If you don’t want to fuss around with the internet, you can call a dedicated call center, 866-447-7559, from 7 a.m. to 1 a.m. ET every day to discuss your account.

You can go back online and enroll in a credit monitoring with program with Equifax – or with Experian or TransUnion, the other two credit reporting agencies in the US. Equifax will give you the program free for a year without requiring you waive the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms-of-use for this cybersecurity incident.

We strongly recommend you take these additional steps:

  • Place an initial fraud alert on your credit records. Again, it doesn’t matter which reporting agency you use. They all “talk” to each other. When lenders see the fraud alert when checking your credit, they must take additional steps to verify that it is actually you who wants to open the account. Initial fraud alerts are good for 90 days, and you can renew them or cancel them as it suits your needs. Equifax is offering an “automatic fraud alert” feature, which automatically renews itself every 90 days.
  • Freeze your credit. This makes it virtually impossible to open an account in your name because it blocks access to your credit report. Nobody can complete a credit check, so someone else won’t be able to open an account. A credit freeze won’t expire until you choose to remove it, and you can cancel and reinstate them as needed. However, you must place a credit freeze with each bureau individually, and that can come with a fee, usually $10 or less, depending on what state you live in or if you’re already a victim of identity theft.
  • Sign up with a credit monitoring service. We have a service that does this, but there are others.
  • Check your bank and charge accounts and your credit score regularly. If you see something that raises a red flag, contact your financial institutions or credit reporting agencies immediately.

 We spoke to a number of people involved in the storage of highly sensitive personal information, and they all reminded us that you need to protect more than your financial information. Any organization that stores your medical and insurance records is vulnerable to a hack, and that can lead to additional problems. For example, someone who has your medical records can file a fraudulent medical insurance claim using your records.

That, of course, gets us back to advice you’ve often heard from us:

  • Install all updates for operating systems and application software as soon as they are available for computers and devices. The updates almost always include security patches and bug fixes.
  • Manage your passwords. Keep them long and complex and change them frequently.
  • Keep your networks secure by installing updates, managing passwords effectively, making sure your firewall and anti-virus protection is active, and limiting access to administrative functions.
  • Use common sense. Don’t click on links within an email from someone you don’t know or on something that looks out of the ordinary from an address you recognize. Email addresses are easily hijacked – and not necessarily because the owner of the address did something wrong. Don’t click on pop-up ads or ads with offers that are too good to be true.

Are we safe on the internet anymore? No, but you can be safer if you take ownership of your security. We can check security settings and run deep scans to help keep you as safe on the internet as possible. Call us – 973-433-6676 – or email us to set up a security audit or answer any questions you have about managing your security.