Spoofs and Email Management

Spoofing email addresses is so common that you might as well accept the fact that you have to scrutinize every message you get. With our switch to a new Office 365 management portal, many clients have been getting emails allegedly from Microsoft, and some are more obvious spoofs than others. It might be time to look at your email management processes.

Hackers use spoofing as a way to get into your computer or network. They are relying on your carelessness to click a link that allows them to introduce some sort of malware that will give them access to your critical personal or corporate data and your address book or contact list. Once they get in there, they can replicate the same message that snared you and hope they get lucky with a few more careless people.

To clean out the malware, we need to isolate the message to see what the hacker is spreading through your system. We’ve received a number of calls from clients in the past few weeks about problems with spoofing, and our issue has been the size of clients’ email folders. Simply put, when there are 100,000 messages stored in the inbox, finding the spoofed message that caused the problem can be extremely time-consuming.

In all likelihood, you’ve run into a similar problem when trying to find a specific message. Outlook gives you some search parameters for finding any message you may have saved, but because of the way most people search, you get a lot more possibilities, and that still slows down your search. And, of course, the more messages you have stored in one place, the longer it takes your program and you to find the message you want.

Setting up an email management system can make your searches more efficient, and it can also help you or any IT support team isolate a message that might be causing a problem with your system. Again, Outlook has a few tools, but you might want to start by creating a system of subfolders within your inbox. For example, I file all emails by client, and within each client, I file them by the year. That makes it easy to get to a place to find a message I want to retrieve. It’s similar to the way most of you would set up folders for documents, photos and videos, and business records.

Of course, that system is only as good as the effort you put into moving messages to folders. If you suffer from a severe case of email overload, you may want to consider an archiving program that works on the back end of your email program. It can be especially helpful for a business, particularly where employees deal with multiple people from the same organization. For as little as $3 per month, it can set up and execute a system that even isolates people within a company, making it easier for you or anyone in your organization to get to a specific message to resolve any kind of problem – customer service or malware.

While home users may not be concerned with customer service issues, there are times when you need to find a message to resolve a problem, and good organization can make a busy life a little less hectic. We can help you set up set up Outlook folders or find and set up an archiving system that works best for your needs. Give us a call – 973-433-6676 – or email us to discuss your email management issues and explore the most appropriate solutions.

Fraud’s Warning Signs

Anyone who tries to defraud you online – or even on the telephone – is literally banking your carelessness. Take a good look at emails and links and listen carefully on the phone. You can spot the fraud, and if you’re not sure, disengage and call the person you think contacted you – on the telephone – or send a new email, totally separate from the thread.

It’s important to be on “high alert” because the hackers and scammers are at the top of their game, and their targets include trusted advisors, such as accountants and tax preparers. We should state that these people should have secure systems in place and should know not to send or request sensitive, confidential information through email.

But at the end of the day, you need to take ownership of your privacy, so here are some tipoffs that a communication might not secure or might be out-and-out fraudulent.

First, does your accountant normally contact you by email? If not, that ought to raise a red flag. Second, can you absolutely verify that the email is from your accountant? While some email systems are good at spotting something fishy (or phishy), a scammer is betting that you’re not going to pay attention. Check the properties of an email address. It could very well be that cybercriminals were able to recreate the look and feel of an email from your accountant, but unless they actually got into the accountant’s server, a phony email will have a phony email address.

Attachments can be another tipoff to fraud. You should be suspicious if you get an email with attachments that are supposed to be forms, such as a tax form you need to fill out or a return to verify, are you being asked to provide your Social Security number and maybe your birthday? Can you open it without having to go to a secure website and enter a password? That doesn’t pass our initial smell test.

If your accountant does contact you about sensitive information or forms, are you referred to a secure website? Do you have that link with your access credentials safely stored? In a safe world, you can log into your account by entering the website address from your browser and entering your credentials.

If something doesn’t look right, you should always be able to call your accountant on the telephone.

And just to go one step farther this spring, here are some other things to be wary of.

Are you getting emails supposedly from someone you haven’t heard from in ages? And does have a short subject line, such as “hi”, with no message but a link? That’s a sign of fraud and clicking the link could open a breach in your system that can expose your sensitive data.

Are you getting Facebook friend requests from people who are already your friends? That’s generally a fraudulent request by someone looking to get into your system.

Anyone using fraudulent methods to get into your computer system may also be planting some kind of virus or malware to help infect other computers. If you think you may have clicked a link by mistake that could lead to a breach of your system, shut down your computer and disconnect it from the internet. Then call us – 973-433-6676 – so that we can apply our tools and expertise to minimize the damage and clean up your system.

Unsecure Security Cameras

As more businesses and homes add security cameras to monitor their premises, hackers are enjoying the view, too. While camera manufacturers can and should secure the backdoors to their systems, there are also steps you can take to protect your property.

We’re seeing an uptick in security camera systems being hacked, and one recent incident involved one of our retail clients and a newly installed system. Surveillance makes a lot of sense for retailers, especially if a camera image can help identify thieves. However, surveillance can also tip off potential thieves about the location of targeted goods to steal and camera blind spots, and sometimes your security system manufacturer leaves a back door open for Peeping Toms.

We discovered this possibility while working with a retail client. Both of us were surprised when a new system was hacked, and we had to pull a lot of information from our client when we responded to a call that the cameras weren’t working. We checked the system and found that not only had they lost their network, they also had some weird, out-of-character names for firmware and software upgrades.

We restored the network and the camera system, but it went out again the next day. We asked about changing camera-system names, and decided to call the manufacturer. In our conversations, we learned that the manufacturer had left a back door open, so they could work on various systems. From them, we learned how to close the back door so that our client’s system would be secure.

As disturbing as our experience was, it just reinforced our message to everyone with an IoT system, such as security cameras, to take these important steps:

  1. Change the default usernames and passwords that manufacturers supply with the equipment.
  2. Make sure you install all software and firmware updates for your IoT systems and your firewall.
  3. After you install any new or updated software or firmware, go back and check that there are no changes to any unique information you may be added.
  4. Recheck that information periodically to make sure nothing had changed.

If you see something that doesn’t look right, report it to us right away. Hacking is only going to become more problematic in 2018, and it only takes one intrusion point to open your entire system to cyberthieves. It can be devastating for you if it’s your home system, but it can much more devastating if it affects any client or customer information you’ve collected. Reach us by phone – 973-433-6676 – or email to close your back doors, side doors and trap doors.

Protecting Your Email Accounts

My dad wasn’t getting his personal email for a few days and thought it was because his service was down. We found otherwise, and he wasn’t the only victim. The message here is: Pay attention to oddities.

One of my dad’s symptoms of an email problem was that he wasn’t getting any messages. Unfortunately, that symptom doesn’t raise too many eyebrows these days because he figured a server was down – again.

But when the problem continued, he called, and we logged in to discover that his email was being forwarded to a Gmail account. We were able to re-secure his account, and it was one of those “no harm, no foul” situations this time. Next time, he might not be lucky.

But my dad wasn’t the only victim of an email invasion. One of our clients with an international business discovered that for a couple of days, all of their email was going into the “deleted” folder. They were expecting to have money wired in, so the email problem put them on heightened alert.

When we investigated, we found that they had been hacked and that hackers had added a rule to their email system that sent messages to the “deleted” folder and also forwarded the messages to an email address they had set up.

Both instances point out the need to be vigilant – and to follow safety precautions we’ve mentioned many times before.

  1. Make sure you have a strong password.
  2. Use long passwords that include upper- and lower-case letters, numerals and special characters.
  3. Change your password periodically.
  4. Never put information such as Social Security and bank account numbers in emails. They’re so easy to get picked off by hackers.
  5. Avoid sending emails that have umpteen thousand addresses in the “To” and “Cc” lines. It’s very easy for hackers to insert their own email address into someone else’s name and start a phishing expedition that could reel in sensitive, private information.

If you notice something funky about your email, get in touch with us right away. Call us – 973-433-6676 – or email us to help secure your email.

Managing Assistants

Alexa, Google Home, Siri and Cortana are online assistants who can help you get information and even order products without you ever having to tap a screen or look at one. They are a convenience, but they also raise privacy and security issues.

Siri (Apple) and Cortana (Microsoft) are associated with devices, such as phones, tablets and computers. In that type of user environment, you need to activate them with the device in your hand or on your desk, and they’re typically used for getting information, such as the weather, restaurant info or the answer to which person played for both the New York Rangers and Brooklyn Dodgers.

Alexa and Google Home may present other issues. In addition to answering questions, Alexa is tied to Amazon and its online shopping capabilities. We hear that Google Home may tie in with Walmart. With shopping available, you have another layer of concern. Somewhere, they have access to your credit-card information, and it may be possible for any voice to make a purchase.

We’ll be going to CES, the huge annual trade show for consumer electronics, in Las Vegas this month, and we plan to talk to all the manufacturers about their security and privacy protection measures. Until we have more information, here are some things you should know and can do to minimize your risk of a privacy breach or unwanted purchase – especially with Alexa, whom I call Alex when I don’t want to wake her.

Alexa and her fellow assistants remain asleep until they hear their “wake” word, but their microphones are always on. Being on is how they stay ready for your commands, but they should not be active until you wake them. So, here are some ways to help you protect from someone turning them on without your knowledge:

  • Change your “wake” word. Like most things in the IoT world, these assistants come with a default “wake” word. Go into the setup menu on the app, which you can get for your cell phone, and change it.
  • Use the mute button. Yes, it’s a pain to physically walk over to Alexa and push a button (some of you will cringe at memories of getting up to change a television channel), but it is effective – and easier than trying to run through 80-something over-the-air TV channels.
  • Use a PIN to make purchases or disable the function to make purchases by voice commands. Again, it’s an inconvenience, but we’ve discussed the tradeoff between security and convenience many times before.
  • Keep them away from windows so that any activity outside doesn’t activate them.
  • Use your app to see what’s been recorded through your assistant and delete any or all of those recordings. You can also your app to configure and toggle sound notifications, even for multiple units in one home (or office).

You can also follow the IoT cybersecurity steps we’ve published over the past year or so:

  • Change default usernames and passwords immediately. Make your new passwords strong and unique.
  • Install upgrades and updates from your IoT manufacturers. They usually contain security patches and bug fixes.
  • Make sure your Wi-Fi systems and firewalls are secure. That’s your first line of defense. Install upgrades and updates for your gateways and anti-virus and anti-malware apps.
  • Only use secure Wi-Fi networks.

We can audit your Wi-Fi security and help you fine tune the settings for your virtual assistant. Just call us – 973-433-6676 – or email us for an appointment, and follow us on Twitter and Facebook for reports from CES.

‘Free’ Streaming

Not all streaming is meant to be shared – or least not shared with dozens of strangers around the world. Cable companies and content providers are concerned about lost fees as access credentials to programming are increasingly abused. They’re cracking down on piracy.

Stealing service has been a problem since the first electrical wires and meters were installed more than 100 years ago. For cable and content providers, it became an issue when the first cable wires were strung up. The problem has grown as technology has developed more content and more ways to get it. Putting aside the issue of whether it’s all overpriced, it costs money to develop and deliver the content we love to watch, and too much of it is “falling off the back of an electronic truck.”

We can watch content for free on our TVs when they receive broadcast signals. But for the most part, the only people who watch broadcast TV are those who have cut the cord and stream through their TVs on their internal Wi-Fi or wired networks. For them, a TV is a device, just like a tablet, wireless phone or computer.

Cable providers have relationships with content providers that enable subscribers to stream cable-delivered content or simply stream it from the content providers. You get a username and password, and you’re good to go. You can even share your account with others, and almost all of us have done it at one time or another, especially with Netflix or Amazon Prime. Some providers encourage it.

Unfortunately, some people have taken sharing too far. The content industry has been OK with sharing info with a few friends or family members, but the problems arise when those friends and family members start sharing access with their friends and family. It’s all gone viral, and it hasn’t gone unnoticed.

Every provider who issues usernames and passwords also has the means to track who is accessing content and where they’re watching it. They expect that subscribers will stream their programming when they’re traveling, and they can usually verify access privileges are being properly used. Most vacations are a week or two, and even if you move around a bit, you’re generally not in locations a world apart within the space of two days – or on the same day.

The industry can track possible abuse, and there are steps they can take – if they haven’t done so already – to limit access without alienating honest, rule-abiding subscribers. They can require all subscribers to re-enter or change passwords more frequently. It’s a risk for them because some subscribers may find this an inconvenience and drop their service. However, it’s one way to shut off access to a large number of pirates in one fell swoop.

They can also limit the number of shares they’ll allow. While Netflix, for example allows up to four shares for its most expensive plan, and providers such as HBO and DirecTV allow limited sharing. ESPN may have limits on how many streams are allowed, but that could be independent of limits placed by cable or satellite carriers.

The industry can threaten to cut off subscribers – or actually cut their cords – but that gets into all sorts of sticky legal and customer-service issues. For example, do you take action against the parents who gave their college-age kids access? Do you go after their kids? Do you go after the users of devices they believe are “invalid users?”

This problem will become more prominent on the industry’s radar screen because a lot of money is at stake. Content producers need to be paid for their product, and that payment depends on how many subscribers watch it. Cable and satellite companies pay fees to producers and collect fees from advertisers and subscribers based on the number of valid users. Nobody wants money taken off the table because of a discrepancy between subscribers and viewers.

Finally, all this sharing raises a nagging question in the back of our mind: If someone has access to an account that you pay for, how can they use this access for their own gain at your expense? Call us – 973-433-6676 – or email us for help in tightening up your access controls.

Are You Printing Invitations to Your System?

Printers have been fingered as the weak link in many business and home networks. Most small businesses and home users tend to run their printers into the ground, and the longer they hang around without the latest firmware updates, the more vulnerable they are to a cyber-attack.

You can stop printing invitations to intruders – even with your current, old printer. Let’s start with the firmware. Simply go to your printer manufacturer’s support website and you can see all the firmware and driver updates available for download and installation.

Whether your printer is on a home network or small business network, make sure your firewall software is up to date and that you have a strong, secure network password for each printer. It’s too easy, especially in an office, to use a simple password that everyone can remember and hackers can figure out. And too many, especially in an office, keep their passwords stuck to monitors, where anyone walking by can see them. Your employees and/or family members just need to bite the bullet and remember a strong password – and keep that knowledge to themselves. It’s also worth noting, too, that sometimes the printers don’t even have those default passwords; they have none at all.

You can further restrict access to your printers by properly managing your printer settings and ports. Just as we’ve seen everything related to the IoT, printers can be shipped with default settings controlling printers and default port assignments. Any third-rate hacker can figure them out. You can and should change them immediately when you set the printers up to work on your networks.

Some manufacturers are recognizing the role they can play in protecting your printers. HP recently introduced its Connection Inspector for enterprise systems, and we can only hope the company and other manufacturers start incorporating similar tools for small businesses and homes.

The new tool is designed primarily to combat malware intrusions through printers by looking at unusual behavior on network traffic going to a printer. It learns what “normal” traffic looks like, and when it detects malicious activity, it can immediately go into a protected mode, stopping any further unfamiliar or unusual requests and sending a warning to IT administrators. It can even trigger a reboot of the printer.

We’ll keep an eye on developments in printer security to let you know when tools like Connection Inspector become available for you. There should be an incentive to develop them because more and more professional services corporations and families, especially those with school-age children, rely on remote and/or wireless access to printers to create hard copies of information in a corporate database or a collaborative research project.

In the meantime, we can help you tighten your printer security by looking at your machine’s settings and ports and checking your network’s security, too. We can also help you with the installation of firmware and driver updates. Call us – 973-433-6676 – or email us for an appointment. It’s time to make sure you’re printing documents, not invitations to enter the inner sanctum of your system.

Shooting Yourself in Your IT Foot

We got a call recently from an MIA client who was trying to save money by relying on their “resident IT expert.” They could have shot themselves in the foot, but somehow, a few dance steps worked in their favor. They dodged this bullet, but not everyone is that lucky.

Our client is a multi-generational company, and one of its long-time employees served as their “resident IT expert.” A couple of members of the younger generation called us in because something didn’t seem to be right with their system. They thought their system was beyond repair for all intents and purposes. What concerned us most were two answers that we got for most of our questions:

  1. “I don’t know.”
  2. “We don’t have that information.”

When we logged into their system, we looked at their router and firewall and started to look at their setup. This time, we got some answers.

“Do you have another office?”

“Yes.”

“Does it connect to your system here?”

“Yes.”

The connection was made through a desktop computer that was sitting in a corner of the office – a computer that nobody ever touched. It was wide open; they allowed remote access to the desktop, and there was no protection against any kind of intruder. The hacker was able to get in and hijack their software by encrypting it.

We made phone calls to all of their application software vendors to learn how everything interacted, and we learned that they used Carbonite to back up their data. Trying to recover it was useless because all the data was corrupted, but we were able to get in. What we saw was eye-opening.

It turned out that they were hosting one small application that opened the door. Then we saw that nothing had been backed up for the entire year – and the ports were wide open. They also had an antiquated email system that was hijacked. Their in-house person never foresaw any issues with their setup and didn’t know the consequences of any settings that were tweaked or ignored.

We recommended they contact the hacker and see what it would cost to ransom their data, but they preferred to re-enter all of their data for the year. They had hard copies.

Before they began their recovery, we installed a new server and firewall, and while working with one of their software companies, we learned they had a copy of the data up to Aug. 1. Before they began any work, we set up a new email system and new log-in credentials.

It looked like they had dodged a hail of bullets, but within a day, their in-house person was already compromising their system by installing a bunch of utilities and other software. We put a stop to that, and that halted their system leaks and plugged their gaps. However, the whole process of investigating their processes and systems and buying and installing their new systems cost them almost $7,000 – plus their internal cost to re-enter what now amounted to one month’s worth of data. You could also add in a cost factor for aggravation.

In today’s age of a hacker-happy internet, you need a security audit to make sure your vulnerabilities are shored up. Call us – 973-433-6676 – or email us to set up your security audit. It will take an hour or two and cost less than $200. Hackers are highly sophisticated. How much could a breach of your system cost you? Don’t be penny wise and pound foolish.

Equifax and Protecting Your Identity

If anyone learns just one lesson from the recently disclosed hack of Equifax, the credit-rating service that has the keys to many people’s vital data, here it is: You have to take your data protection into your own hands.

We had a really queasy feeling when we saw the news reports, and a lot of the information didn’t pass our initial smell test. First, why did it take so long for Equifax to notify its customers and authorities? More than a month went by before there was any announcement. Second, when Equifax did respond, it seemed ineffective. You can go to https://www.equifaxsecurity2017.com/, enter some information about your name and Social Security number and see if you have something to worry about. From there, you need to scroll to the bottom of the page to find the Potential Impact button, which will take you to https://www.equifaxsecurity2017.com/potential-impact/. Most people will learn that their data has possibly been compromised.

If you don’t want to fuss around with the internet, you can call a dedicated call center, 866-447-7559, from 7 a.m. to 1 a.m. ET every day to discuss your account.

You can go back online and enroll in a credit monitoring with program with Equifax – or with Experian or TransUnion, the other two credit reporting agencies in the US. Equifax will give you the program free for a year without requiring you waive the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms-of-use for this cybersecurity incident.

We strongly recommend you take these additional steps:

  • Place an initial fraud alert on your credit records. Again, it doesn’t matter which reporting agency you use. They all “talk” to each other. When lenders see the fraud alert when checking your credit, they must take additional steps to verify that it is actually you who wants to open the account. Initial fraud alerts are good for 90 days, and you can renew them or cancel them as it suits your needs. Equifax is offering an “automatic fraud alert” feature, which automatically renews itself every 90 days.
  • Freeze your credit. This makes it virtually impossible to open an account in your name because it blocks access to your credit report. Nobody can complete a credit check, so someone else won’t be able to open an account. A credit freeze won’t expire until you choose to remove it, and you can cancel and reinstate them as needed. However, you must place a credit freeze with each bureau individually, and that can come with a fee, usually $10 or less, depending on what state you live in or if you’re already a victim of identity theft.
  • Sign up with a credit monitoring service. We have a service that does this, but there are others.
  • Check your bank and charge accounts and your credit score regularly. If you see something that raises a red flag, contact your financial institutions or credit reporting agencies immediately.

 We spoke to a number of people involved in the storage of highly sensitive personal information, and they all reminded us that you need to protect more than your financial information. Any organization that stores your medical and insurance records is vulnerable to a hack, and that can lead to additional problems. For example, someone who has your medical records can file a fraudulent medical insurance claim using your records.

That, of course, gets us back to advice you’ve often heard from us:

  • Install all updates for operating systems and application software as soon as they are available for computers and devices. The updates almost always include security patches and bug fixes.
  • Manage your passwords. Keep them long and complex and change them frequently.
  • Keep your networks secure by installing updates, managing passwords effectively, making sure your firewall and anti-virus protection is active, and limiting access to administrative functions.
  • Use common sense. Don’t click on links within an email from someone you don’t know or on something that looks out of the ordinary from an address you recognize. Email addresses are easily hijacked – and not necessarily because the owner of the address did something wrong. Don’t click on pop-up ads or ads with offers that are too good to be true.

Are we safe on the internet anymore? No, but you can be safer if you take ownership of your security. We can check security settings and run deep scans to help keep you as safe on the internet as possible. Call us – 973-433-6676 – or email us to set up a security audit or answer any questions you have about managing your security.

Passwords Becoming Passé

I’m as tired as anyone else when it comes to remembering dozens of arcane passwords for all the websites I need to access. Current and future technology will be able to provide relief and stronger protection. Here’s the lowdown on locking down.

If we’ve learned anything at all from the monthly ransomware reports, electronic “locks” are pickable. We’ve also learned that time is money for hackers when it comes to planting ransomware and other viruses that can make life painful or costly or both.

Operating under the assumption that any electronic barrier can be hurdled in time, you want to lengthen the time of your defense as much as possible – and we’re talking decades. The longer and more complicated the password, the longer it will take for hacking software to crack your code. We all know that when you include uppercase and lowercase letters in combination with numbers and special characters, the time stretches out. Making sure it follows no special pattern – that it’s totally random – adds to the security.

Many theories abound as to how to create a complex, random password that’s easy to remember. One suggestion is to take a phrase or sentence that you can easily remember. Then, take the first or second letter in your phrase and turn some into uppercase letters, numbers or special characters in a random order.

I have one password I use for everything, and I am extremely confident its length and complexity will deter hackers. You may find fault that I have only one password, and that would be a valid criticism. If it’s cracked, someone could get into every internet account I have.

You can eliminate the need to remember multiple passwords by using a password manager program. Some are free and some have a nominal cost. Basically, you just need to remember a master password to get into the system. The password manager randomly generates new complex passwords when you visit each site. Yes, you can argue that somebody could crack the password manager’s system. It’s possible, but would you feel more comfortable with $1 million under your mattress or in a vault that’s a half-mile underground, encased in 20 feet of concrete and guarded by a randomly rotated army that’s always being retrained?

You can augment the password manager with two-factor authentication, something we’ve liked and used for years. In many cases, you need to answer a question, and it should be something only you know. Other measures might include answers to randomly generated multiple choice questions based on publicly available information that can be verified as “right” or “wrong.” No “maybes” allowed.

In the future, passwords will give way to biometrics. The software is there; the hardware needs to catch up. Windows 10’s Hello can handle the biometrics, but most computers don’t have the 3-D cameras needed to use the feature. Some Microsoft Surface tablets have the cameras, and if you are in the right place, it works really well.

Regardless of what technology you use, don’t let your guard down. Don’t buy things or do your banking over a public Wi-Fi network. Use a trusted, secure network or a cellular data network. Make sure the networks you control are secure with up-to-date firewalls and anti-virus and anti-malware software. Make sure all operating systems and firmware are current with all bug fixes and security patches.

Remember that we can help you with all of your internet password and security needs, including choosing and setting up a password manager, setting up two-factor authentication and answering your questions about biometrics systems. Call us – 973-433-6676 – email us to set up an appointment.